Using wireless sensors placed on a person to continuously monitor health information is a promising new application. However, there are currently no models describing the radio channel around the human body making it difficult to design a suitable communication system. To address this problem, we have simulated electromagnetic wave propagation around the body and incorporated these results into a simple model. We then compared this model with measurements taken around the human torso and with previous studies in the literature. This paper proposes a simple statistical channel model useful for evaluating both UWB and (after resampling) narrow-band body area communication systems.